The government has begun mailing to participants new Medicare cards with individual identifying numbers and without Social Security numbers. These cards are free. Beware of scammers posing as Medicare representatives who have been calling and emailing seniors to try to get them to pay a processing fee for the cards. Other scammers are saying beneficiaries are entitled to a refund on the old card but must give their bank account numbers to receive it. All these claims are frauds since the cards are free, they arrive automatically and have nothing to do with money seniors have already spent on healthcare.