Divorces are emotional and many times the emotions can overshadow the financial implications of a divorce. Both parties can be at risk when deciding to divorce. Be prepared for how the divorce will affect your most basic finances. Some financial changes you may need to prepare for are as simple as the cost of cell phone plans, automobile insurance, and medical insurance. Also, be prepared for the costs associated with the process. Do not lose sight of your end goal of dissolving the marriage and moving on. Emotionally driven divorces can become costly divorces.