Finding love again after a divorce is a wonderful thing. A blended family may bring additional challenges to estate planning. A few tips for dealing with the financial concerns associated with bringing two families together are: (1) consider a pre-nuptial agreement; (2) define what accounts or assets belongs to each person; (3) update medical documents … Read More
Custody Law Changed
More individuals may now file for custody. On May 4, 2018, Gov. Wolf signed a statute to broaden the definition of who may file for custody. The new statute provides that any person who is willing to assume responsibilities for a child; and who has sustained, substantial and sincere interest in the welfare of the … Read More
What Does It Mean to be Preapproved For A Credit Card
We all receive those unsolicited marketing notices telling us that we have been preapproved or preselected for a card. Being preapproved for a credit card does not mean you have been approved for the card, however. You must still apply to be approved. And if you apply you could still be rejected, or even approved … Read More
Beware The 0% Interest Rate
Some credit card promotions promise you will pay 0% interest for a certain period of time. These are usually referred to as Introductory Rates. Be very careful when you consider these types of the rate because if you are late with a payment, your 0% rate could skyrocket and your purchases could be subject to … Read More
Do Not Sink Your Credit Score
1. Make sure to make at least a minimum payment within 30 days of your original due date. Preferably, give yourself a cushion so your payment is received within the 30 days. Avoid interest charges. 2. Lenders and credit bureaus favor borrowers who utilize a low percentage of their available credit. In the past, borrowers … Read More
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