Under new rules, debt collectors can now contact you by email, text messages and social media, in addition to phone calls and mail. They must identify themselves and any messages they send must be private. In other words, they cannot report your debt on Facebook or Twitter. Under the new laws, debt collectors cannot attempt to contact  … Read More

For years, millions of Americans with medical emergencies could receive another nasty surprise: a bill from a doctor they did not choose and who did not accept their insurance. A law that goes into effect Saturday will make many such bills illegal. If you are having a medical emergency and go to an urgent care  … Read More

In order to protect your privacy and personally identifiable information, there are certain documents you should shred. These documents include prescription labels that give your name, the drug’s name and dosage and pharmacy. Also, make sure to shred pet medical papers that show the pet’s name-which many people use as a password.

Pennsylvania will no longer impose state income taxes on public sector workers and nurses who receive student loan forgiveness from two major programs. If you participate in the federal Public Service Loan Forgiveness Program or the Pennsylvania Student Loan Relief for Nurses Program, Pennsylvania will not impose state income taxes on the amount of loan  … Read More

The sooner you respond to an error on the credit report, the better. The longer the error sits on your credit report, the harder it can be to untangle.  It is very important to determine if there is actually an error on the credit report. Only inaccurate information should be fixed. If you have had  … Read More