The deadline to file has been extended to December 31, 2022. To qualify, applicants must earn less than $35,000 per year for homeowners or $15,000 per year for renters. Only HALF of Social Security or Railroad Retirement benefits count toward eligibility.
FREE CREDIT REPORT
Your credit report can have an impact on employment and your ability to buy a home, car or even insurance. Thanks to the Fair Credit Reporting Act, you can receive a free credit report from each of the three national credit reporting agencies. These reports will NOT include your credit score. You may request your … Read More
FIND UNCLAIMED MONEY
A state government may be holding onto funds that belong to you from uncashed checks, inactive bank accounts, insurance policies, safe deposit boxes, rental and utility deposits, rebates or other sources. You can search for yourself or for a family member. Reminder: search under every state you’ve lived in. For Pennsylvania go to patreasury.gov.
BUY-NOW PAY-LATER APPS
Apps such as Affirm, Afterpay and Klara do not require a hard credit check as is needed to apply for credit cards, so they do not appear on credit reports. They generally charge late fees rather than interest. Using these apps will not help credit scores since the apps do not report to the credit … Read More
ADDING A TEEN TO YOUR CAR INSURANCE
The cost of adding a teenager to your car will go up considerably in 2022. This increase will be more than the added cost of any other life event, including getting into and accident of a DUI. Examine your policy carefully with your agent and ask about discounts. Some areas of discounts may include bundling … Read More
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